Bank ATM deposit function not working..a conspiracy?

[88sins]

deposit box crew checking in, hard luck fellaz

[Chimera]

Waay... Reading some ah alyuh stories make me glad I stick with arr bee ell wee I wasn't going thru dat

RBL also pushing to do everything at the ATM, yet they never have the envelopes when you need to make a deposit or payment at the ATM. This is especially bad at the Trincity branch.

That's cuz people take a handful of envelopes when they come.

cuz ppl wanna full out their envelopes before they come in the bank so its a quick in and out . i do this, when envelopes available i does take a batch

much easier to full them out and seal them in the comfort of yuh office or home


but what i really saying about scotia is that i think they purposely letting their machines not accept deposits on or around due dates for peoples credit cards and loans

i much more likely to gt with atm deposits from now until the 12th than i between 12th and 17th and between 28th and 1st of the next month

and that little flabbergastery cud net them over 40-50mil in interest fees with generous low end calculations

I don't think it's a conspiracy - it's more likely that time of the month people depositing a lot and the machines fill quickly and are not being emptied as fast.

But definitely more ATMs are needed - there is always a long line for the ATMs at Price Plaza.

And companies need to stop issuing cheques and just do ACH

They stating millions in profits every quarter but can't remedy it? Or they know that not remedying it means more profits

[viedcht]

Waay... Reading some ah alyuh stories make me glad I stick with arr bee ell wee I wasn't going thru dat

RBL also pushing to do everything at the ATM, yet they never have the envelopes when you need to make a deposit or payment at the ATM. This is especially bad at the Trincity branch.

That's cuz people take a handful of envelopes when they come.

cuz ppl wanna full out their envelopes before they come in the bank so its a quick in and out . i do this, when envelopes available i does take a batch

much easier to full them out and seal them in the comfort of yuh office or home


but what i really saying about scotia is that i think they purposely letting their machines not accept deposits on or around due dates for peoples credit cards and loans

i much more likely to gt with atm deposits from now until the 12th than i between 12th and 17th and between 28th and 1st of the next month

and that little flabbergastery cud net them over 40-50mil in interest fees with generous low end calculations

I don't think it's a conspiracy - it's more likely that time of the month people depositing a lot and the machines fill quickly and are not being emptied as fast.

But definitely more ATMs are needed - there is always a long line for the ATMs at Price Plaza.

And companies need to stop issuing cheques and just do ACH

Yup. Try doing a deposit on a Monday morning in a few blue machines. Skynet say nope.

[cornfused]

Much more ATMs needed if banks want to limit over the counter cash transactions

Another customer of Scotia told me yesterday she left Elerslie Plaza , Park Street etc to reach Trincity to do a deposit early yesterday morning, Sad is not the word for elderly persons with these type of transactions.

What is the solution ?

[Chimera]

They need to atleast consistently service their atm
It's very dangerous to go to a atm with cash to deposit and have to leave with it

[pugboy]

for real
if i have to deposit cash i only go to a branch with proper surroundings

They need to atleast consistently service their atm
It's very dangerous to go to a atm with cash to deposit and have to leave with it

[pugboy]

solution is to get atms which can handle the polymers better

Much more ATMs needed if banks want to limit over the counter cash transactions

Another customer of Scotia told me yesterday she left Elerslie Plaza , Park Street etc to reach Trincity to do a deposit early yesterday morning, Sad is not the word for elderly persons with these type of transactions.

What is the solution ?

[Chimera]

If not upgrading their machines means more interest and more profits...why do it

[Duane 3NE 2NR]

If not upgrading their machines means more interest and more profits...why do it

It's not a conspiracy.
Adding ATMs is not easy.
Cost of machines, real estate, staff to service them etc etc etc
But hopefully we will see more ATMs if the bank policy is to use the ATM instead of over-the-counter transactions.

[pugboy]

they only put machines which take deposits at actual bank branches
the satellite atms only dispense cash

[Mmoney607]

I feel it's when the stick up together it does give trouble. But I could be wrong. And yes plenty times you go and the deposit option not even there.

[Chimera]

If not upgrading their machines means more interest and more profits...why do it

It's not a conspiracy.
Adding ATMs is not easy.
Cost of machines, real estate, staff to service them etc etc etc
But hopefully we will see more ATMs if the bank policy is to use the ATM instead of over-the-counter transactions.

It's much simpler to upgrade their machines like what fcb did though. They don't need to add more atms. Simply having properly working atms

[devon4786]

Man, that's rough. ATM problems right around due dates can mess everything up. Have you tried contacting the bank about it?

[Chimera]

Yuh have plenty faith in the banking system duanos.

[Chimera]

Another one

[Duane 3NE 2NR]

^ these things happened to you?

[Chimera]

The wells Fargo one yes.

I got checks from them mailed to trinidad for reimbursement

[Chimera]

The illegal fees part of it

[Chimera]

^ these things happened to you?

whats the relevance of this question though?
i shoud only be concerned about it if it happened to me or affected me?

[maj. tom]

If not upgrading their machines means more interest and more profits...why do it

It's not a conspiracy.
Adding ATMs is not easy.
Cost of machines, real estate, staff to service them etc etc etc
But hopefully we will see more ATMs if the bank policy is to use the ATM instead of over-the-counter transactions.

I really think they can afford it though... and it will probably increase profits more because they will cut more staff.

In the company's financial results for 2023, Scotiabank reported after-tax profit of $678 million, a $6 million decline over the $684 million it earned last year.
https://www.guardian.co.tt/business/scotiabank-profit-slips-6.2.1875770.6010f6dd0e

[death365]

bankin is the biggest cartel in we country

[Duane 3NE 2NR]

^ these things happened to you?

whats the relevance of this question though?
i shoud only be concerned about it if it happened to me or affected me?

I want to know if it is happening locally

[Duane 3NE 2NR]

and it will probably increase profits more because they will cut more staff.

yup agreed

[Chimera]

If what happening locally? Banks charging fees that they shouldn't?

Yes they are.

Multiple people complain on local fb groups about scotia not properly registering deposits when they pay to their loans and credit cards and they charge late fees and don't refund it but it's due to the atm mistake

[Mmoney607]

If what happening locally? Banks charging fees that they shouldn't?

Yes they are.

Multiple people complain on local fb groups about scotia not properly registering deposits when they pay to their loans and credit cards and they charge late fees and don't refund it but it's due to the atm mistake

For real. They say the system to do the refunds was down

[pugboy]

went scotia ellerslie this afternoon and usual thing

[Supra GT-FOUR]

If what happening locally? Banks charging fees that they shouldn't?

Yes they are.

Multiple people complain on local fb groups about scotia not properly registering deposits when they pay to their loans and credit cards and they charge late fees and don't refund it but it's due to the atm mistake

Same thing they did during covid. Didn't deduct loan payment even though the money was there.
I would not put scheming beyond them (or any other bank).

[j.o.e]

Scotia …. I mean the red bank can do y’all that because y’all don’t leave. I understand mortgages, loans, credit cards etc are barriers to leaving but most banks are similar no need to be with one that is complete dawg sheit if you can leave.
When RBTT changed to RBC and service when down the toilet I left and never looked back.

[Chimera]

It's just something to take note of. I realized it myself and wanted to see if anyone else had the same issues.

Imagine one working machine in the whole of Central on credit card due date and it not even working properly. 30 mins I lock down that one atm.


That cud never be a coincidence.

[paid_influencer]

is a conspiracy