Which banks still offering Visa debit cards to use online?

[equal2zero]

RBC visa debit limit is actually US$50 per day not per month...with a TT$50 charge for each transaction....based on what a rep told me today. $50 per day might be sufficient for me but the 50 TT charge is way too ridiculous

Did anyone get through with JMMB? How long does it take to open an account? US$200 per month is good enough for my needs...just to pay some subscriptions

[killercow]

RBC visa debit limit is actually US$50 per day not per month...with a TT$50 charge for each transaction....based on what a rep told me today. $50 per day might be sufficient for me but the 50 TT charge is way too ridiculous

Did anyone get through with JMMB? How long does it take to open an account? US$200 per month is good enough for my needs...just to pay some subscriptions

I used my RBC card once to make a US purchase (just to see if it really worked) and did not pay this $50TT fee you mention. I think you need to double check that info.

[equal2zero]

Not sure...that is info received from a rep when I asked earlier today

Will try it myself and see

[triniterribletim]

RBC visa debit limit is actually US$50 per day not per month...with a TT$50 charge for each transaction....based on what a rep told me today. $50 per day might be sufficient for me but the 50 TT charge is way too ridiculous

Did anyone get through with JMMB? How long does it take to open an account? US$200 per month is good enough for my needs...just to pay some subscriptions

I have one of the Gold ones from JMMB that offers 250 USD per month, all you need to do is fill out the form and submit it and deposit your money and you get through same day. I use it all the time in Brazil for incidental stuff and to use up my TTD that is not really doing much but sitting idle. There's a 3.50 TTD charge per transaction and no ATM withdrawal but online and tap to pay works.

[equal2zero]

RBC visa debit limit is actually US$50 per day not per month...with a TT$50 charge for each transaction....based on what a rep told me today. $50 per day might be sufficient for me but the 50 TT charge is way too ridiculous

Did anyone get through with JMMB? How long does it take to open an account? US$200 per month is good enough for my needs...just to pay some subscriptions

I used my RBC card once to make a US purchase (just to see if it really worked) and did not pay this $50TT fee you mention. I think you need to double check that info.

Confirmed $50TT charge per transaction. Paid US$8.99 Netflix subscription and the charge on my statement was $110.22 (8.99 * 6.70) + $50

[redmanjp]

^ that charge is ridiculous if it's every transaction. They giving you a card and doh want you to use it!

They should charge by percentage instead. Imagine u pay a small online fee for something like $2 or $5 and paying more for the charge. Or multiple subscriptions every month.

[triniterribletim]

RBC visa debit limit is actually US$50 per day not per month...with a TT$50 charge for each transaction....based on what a rep told me today. $50 per day might be sufficient for me but the 50 TT charge is way too ridiculous

Did anyone get through with JMMB? How long does it take to open an account? US$200 per month is good enough for my needs...just to pay some subscriptions

I used my RBC card once to make a US purchase (just to see if it really worked) and did not pay this $50TT fee you mention. I think you need to double check that info.

Confirmed $50TT charge per transaction. Paid US$8.99 Netflix subscription and the charge on my statement was $110.22 (8.99 * 6.70) + $50

That's highway robbery. JMMB's fee is only 3.50 TTD.

[Chimera]

Lol

Just take out a very small fully secure credit card....

[VII]

Yep RBC $50USD per day everyday, and it's a 1% transaction charge not $50TT across the board,they simply cannot do that as it would be contrary to central bank compliance guidelines.for such transactions .

It's actually similar to JMMB when you do the math don't know where some people getting that $50 charge thing from.

[equal2zero]

If it is 1% of the transaction value then there is no way an 8.99US transaction costs me $110.22....its definitely a $50 charge unless I am missing something

[equal2zero]

http://www.rbcroyalbank.com/caribbean/t ... harges.pdf

See here as well

Capture.PNG (54.15 KiB) Viewed 1063 times

Would be interesting to see the Central bank guidelines you mentioned...

[triniterribletim]

http://www.rbcroyalbank.com/caribbean/tt/document/Schedule-of-Fees-and-Service-Charges.pdf

See here as well

Capture.PNG

Would be interesting to see the Central bank guidelines you mentioned...

Meanwhile this is what a JMMB international transaction looks like. Looks like it's 4 TTD in total apart from what you actually spend. Unironically bought some KFC to try it. Somewhat disappointing. Trini really has the best KFC in the World.

[VII]

Well if you got that from the source you gotta be right , but don't see those charges on my statement when I let my son use my card to buy game codes .

Dunno if it's a different tate for business chequing accounts as mine .

http://www.rbcroyalbank.com/caribbean/tt/document/Schedule-of-Fees-and-Service-Charges.pdf

See here as well

Capture.PNG

Would be interesting to see the Central bank guidelines you mentioned...

[triniterribletim]

Well if you got that from the source you gotta be right , but don't see those charges on my statement when I let my son use my card to buy game codes .

Dunno if it's a different tate for business chequing accounts as mine .

http://www.rbcroyalbank.com/caribbean/tt/document/Schedule-of-Fees-and-Service-Charges.pdf

See here as well

Capture.PNG

Would be interesting to see the Central bank guidelines you mentioned...

Is it associated with a RBC US Denominated account? Apparently they have a separate type of debit card for those accounts that have free international transactions.

[Chimera]

Well if you got that from the source you gotta be right , but don't see those charges on my statement when I let my son use my card to buy game codes .

Dunno if it's a different tate for business chequing accounts as mine .

http://www.rbcroyalbank.com/caribbean/tt/document/Schedule-of-Fees-and-Service-Charges.pdf

See here as well

Capture.PNG

Would be interesting to see the Central bank guidelines you mentioned...

They are talking about visa debit cards. I'm sure you have a regular credit card

[paid_influencer]

http://www.rbcroyalbank.com/caribbean/tt/document/Schedule-of-Fees-and-Service-Charges.pdf

See here as well

Capture.PNG

Would be interesting to see the Central bank guidelines you mentioned...

banks screwing over the population in new and innovate ways and we does just have to pray they do not alter the deal further

$50 transaction fee to use your visa card abroad, lol. what really costing them $50, or is it a case of pure price gouging by the banks

[DMan7]

http://www.rbcroyalbank.com/caribbean/tt/document/Schedule-of-Fees-and-Service-Charges.pdf

See here as well

Capture.PNG

Would be interesting to see the Central bank guidelines you mentioned...

banks screwing over the population in new and innovate ways and we does just have to pray they do not alter the deal further

$50 transaction fee to use your visa card abroad, lol. what really costing them $50, or is it a case of pure price gouging by the banks

I know that line sounds familiar, I think I heard it in a movie before.

[adnj]

http://www.rbcroyalbank.com/caribbean/tt/document/Schedule-of-Fees-and-Service-Charges.pdf

See here as well

Capture.PNG

Would be interesting to see the Central bank guidelines you mentioned...

banks screwing over the population in new and innovate ways and we does just have to pray they do not alter the deal further

$50 transaction fee to use your visa card abroad, lol. what really costing them $50, or is it a case of pure price gouging by the banks

Or you can just apply for a VISA credit card. Earlier post said to get a secured card.

Who's traveling the world and buying a magazine with a debit card anyway?

[VII]

have to look into theb fine details of all ..but I know the usd visa debit has minimum charges..it's your usd after all..

http://www.rbcroyalbank.com/caribbean/tt/document/Schedule-of-Fees-and-Service-Charges.pdf

See here as well

Capture.PNG

Would be interesting to see the Central bank guidelines you mentioned...

[VII]

Yeah, but over the years my best visa card experience has been Intercommerical/JMMB visa debit gold, any amount you had in your account you coulda swipe for...from tens to hundreds of thousands to millions..those were the days..but yeah credit cards are the only viable option with the restrictions now..

Well if you got that from the source you gotta be right , but don't see those charges on my statement when I let my son use my card to buy game codes .

Dunno if it's a different tate for business chequing accounts as mine .

http://www.rbcroyalbank.com/caribbean/tt/document/Schedule-of-Fees-and-Service-Charges.pdf

See here as well

Capture.PNG

Would be interesting to see the Central bank guidelines you mentioned...

They are talking about visa debit cards. I'm sure you have a regular credit card

[VII]

Did serious travel and shopping with that visa debit, only limited to your balance.,just different times now with the restrictions.. hopefully the dragon field gas deal prospect will help to loosen things up a bit going forward.

http://www.rbcroyalbank.com/caribbean/tt/document/Schedule-of-Fees-and-Service-Charges.pdf

See here as well

Capture.PNG

Would be interesting to see the Central bank guidelines you mentioned...

banks screwing over the population in new and innovate ways and we does just have to pray they do not alter the deal further

$50 transaction fee to use your visa card abroad, lol. what really costing them $50, or is it a case of pure price gouging by the banks

Or you can just apply for a VISA credit card. Earlier post said to get a secured card.

Who's traveling the world and buying a magazine with a debit card anyway?

[bluefete]

Lol

Just take out a very small fully secure credit card....

This is a most interesting idea.

[Chimera]

these visa debit cards from JMMB and other banks

what are they really?

i now watching on my point of sale machine log that they charging commission based on credit card ($45 on a $1700 transaction)
rather than 50 cents as is usual with a linx transaction

[Duane 3NE 2NR]

these visa debit cards from JMMB and other banks

what are they really?

i now watching on my point of sale machine log that they charging commission based on credit card ($45 on a $1700 transaction)
rather than 50 cents as is usual with a linx transaction

Visa and MasterCard charge fees for vendors to use their platform

[Chimera]

Yea...I know...but all the visa debit cards are what replacing the linx cards right.

So this mean there's no longer any 50 cent fees for linx transactions for the merchants? Everyone who come with Visa debit card means its 2.5 to 4% fees?

[adnj]

Yea...I know...but all the visa debit cards are what replacing the linx cards right.

So this mean there's no longer any 50 cent fees for linx transactions for the merchants? Everyone who come with Visa debit card means its 2.5 to 4% fees?

Scotiabank and RBC VISA debit cards in TT$ are on the LINX network.