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Redman wrote:The credit union have great health plans and Life insurance plans.
Use them
Redman wrote:The credit unions have various group plans that are cost effective and in some cases no underwriting
Check which ever CU makes sense
ruskie wrote:Your age is a consideration. Most of the credit union plans you have to join below 60. I think one or 2 might be 65. Some only cover you up to a certain age and not through retirement. Most company plans will offer 200 or 300,000 lifetime cover after retirement (sagicor small company plan). The credit union plans, generally, will do 3 year renewable for the same value, but you have to be aware and check (320 a month, plus about 300 for a plus one and 800 for a whole family) . The 3 insurance companies I saw, mostly, with group plans through the credit unions, were sagicor, beacon and maritime. If you are already a retiree, the only one I found was Eastern credit unions plan with Maritime. You can join before 74.
ruskie wrote:Your age is a consideration. Most of the credit union plans you have to join below 60. I think one or 2 might be 65. Some only cover you up to a certain age and not through retirement. Most company plans will offer 200 or 300,000 lifetime cover after retirement (sagicor small company plan). The credit union plans, generally, will do 3 year renewable for the same value, but you have to be aware and check (320 a month, plus about 300 for a plus one and 800 for a whole family) . The 3 insurance companies I saw, mostly, with group plans through the credit unions, were sagicor, beacon and maritime. If you are already a retiree, the only one I found was Eastern credit unions plan with Maritime. You can join before 74.
pugboy wrote:which credit union is $320?ruskie wrote:Your age is a consideration. Most of the credit union plans you have to join below 60. I think one or 2 might be 65. Some only cover you up to a certain age and not through retirement. Most company plans will offer 200 or 300,000 lifetime cover after retirement (sagicor small company plan). The credit union plans, generally, will do 3 year renewable for the same value, but you have to be aware and check (320 a month, plus about 300 for a plus one and 800 for a whole family) . The 3 insurance companies I saw, mostly, with group plans through the credit unions, were sagicor, beacon and maritime. If you are already a retiree, the only one I found was Eastern credit unions plan with Maritime. You can join before 74.
Redman wrote:CUNA- so I think its available at all credit unions
wtf wrote:You employed to pay the premiums?
Redman wrote:Well what we did was added my parents,wife and son on the plan-each 100k DB
no underwriting-but age restrictions.
528 a month- fairly cheap.
its worth checking out
Sorry... That was for retireespugboy wrote:which credit union is $320?ruskie wrote:Your age is a consideration. Most of the credit union plans you have to join below 60. I think one or 2 might be 65. Some only cover you up to a certain age and not through retirement. Most company plans will offer 200 or 300,000 lifetime cover after retirement (sagicor small company plan). The credit union plans, generally, will do 3 year renewable for the same value, but you have to be aware and check (320 a month, plus about 300 for a plus one and 800 for a whole family) . The 3 insurance companies I saw, mostly, with group plans through the credit unions, were sagicor, beacon and maritime. If you are already a retiree, the only one I found was Eastern credit unions plan with Maritime. You can join before 74.
Redman wrote:Add every one you can- its the same 528 whether 2 or 6 which I think is the limit.
Phone Surgeon wrote:I think if someone dies within 2 years of joining Cuna plans they will give you back the premiums you paid
Phone Surgeon wrote:I think if someone dies within 2 years of joining Cuna plans they will give you back the premiums you paid
Redman wrote:Pug
No other insurance co is mentioned on the website or on the brochures.
https://www.cunamutual.com/
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