Car insurance!

[craig lee quay]

If a vehicle insurance only covers people 25 and up. Is it illegal for someone under said age to drive that car. Posting for a friend.

[SMc]

tell your friend they won't be insured to drive so yes, it is illegal..why would that even need to be questioned?

[10-01]

they can drive the car , if any accidents happen the insurance would not cover the claim ...

[Dizzy28]

they can drive the car , if any accidents happen the insurance would not cover the claim ...

They can't drive the car because legally they aren't insured. Hence they are illegally driving to begin with.

[Advent]

they can drive the car , if any accidents happen the insurance would not cover the claim ...

They can't drive the car because legally they aren't insured. Hence they are illegally driving to begin with.

if that was to be enforced then rell men aint go be driving for a while

[The Paleontologist]

I know colfire and bankers insure drivers under 25. Are there any other?

[Advent]

I know colfire and bankers insure drivers under 25. Are there any other?

nagico insurance, really good rates and good service

[Dizzy28]

I know colfire and bankers insure drivers under 25. Are there any other?

They all do...its just at what price.

New India isn't as "buss your throat" for insuring under 25 drivers as some of the others.

[10-01]

they can drive the car , if any accidents happen the insurance would not cover the claim ...

They can't drive the car because legally they aren't insured. Hence they are illegally driving to begin with.

pal they are allowed to drive the car , if or when a accident takes place , the said owner has to pay an excess for the young driver b4 the claim is made .... been tru this already ....

[craig lee quay]

Thanks for info. If anyone still have some further details. Please comment. Some saying it's illegal. Some saying it's not. This is confusing. Thanks.

[10-01]

Thanks for info. If anyone still have some further details. Please comment. Some saying it's illegal. Some saying it's not. This is confusing. Thanks.

why not jus call your agent or whoever you going to insure with .....

[Aaron 2NR]

If the policy is closed ie drivers must be listed then insurance won't cover him

[shivan.dabideen]

I'm under 25 with trinre and only pay $1546 also is isn't illegal to drive if the insurance does not cover u. If it was so I would have lost my license long time cause I got pull over and wen the pow pow see the insurance dem say who is dis.
Meh father.
Them say okay.

[streetglow18]

It depends on d police officer in d roadblock sad but true.....I got a ticket for driving with insurance on my father name. And they made me come out d car and I had to call me father to come for the car or leave it at the station. According to the law it is illegal if the insurance is not in your name.

[uncle sam]

I'm under 25 with trinre and only pay $1546 also is isn't illegal to drive if the insurance does not cover u. If it was so I would have lost my license long time cause I got pull over and wen the pow pow see the insurance dem say who is dis.
Meh father.
Them say okay.

shuddup and stop giving advice . Once you are not a named driver, or a specified driver by some other means (say a driver over 25yrs) for the vehicle , you are not allowed to drive it. Also, don't expect the Insurance co. to release money if you were to get into an accident. So its you, the other driver and the police to figure out who paying, who going to court or who getting lock up

[The Paleontologist]

I have to add my name as a driver on the insurance.
For 5 more years. FML

[shivan.dabideen]

I'm under 25 with trinre and only pay $1546 also is isn't illegal to drive if the insurance does not cover u. If it was so I would have lost my license long time cause I got pull over and wen the pow pow see the insurance dem say who is dis.
Meh father.
Them say okay.

shuddup and stop giving advice . Once you are not a named driver, or a specified driver by some other means (say a driver over 25yrs) for the vehicle , you are not allowed to drive it. Also, don't expect the Insurance co. to release money if you were to get into an accident. So its you, the other driver and the police to figure out who paying, who going to court or who getting lock up

thanks for dat advice uncle sam now i know to drive my car alone, thought it was normal. lol

[uncle sam]

shivan.dabideen I think u missed the point bai lol.. if the policy is in yuh pops name then you will not be covered by his (the main driver) motor insurance policy – you must become a named driver on his policy.

[Ted_v2]

Correct.
I'm a named driver on my dad policy. I'm 18 years. I did defensive driving from colfire. Insurance came up just about 200$ more than usual with my name.

No problems because my name is actually on the insurance.

I still use my dad name on all my insurance because the fact it lowers my insurance.

[10-01]

It depends on d police officer in d roadblock sad but true.....I got a ticket for driving with insurance on my father name. And they made me come out d car and I had to call me father to come for the car or leave it at the station. According to the law it is illegal if the insurance is not in your name.

madness these police in Trinidad need to go back to skool

so if u drive a company owned vehicle .... say "bobs contracting ltd" , they going to stop u and call the company and ask to see the list of drivers ? also

dem police dumb as fack yesh

[craig lee quay]

This post is teaching all the lessons.

[Aaron 2NR]

It depends on d police officer in d roadblock sad but true.....I got a ticket for driving with insurance on my father name. And they made me come out d car and I had to call me father to come for the car or leave it at the station. According to the law it is illegal if the insurance is not in your name.

madness these police in Trinidad need to go back to skool

so if u drive a company owned vehicle .... say "bobs contracting ltd" , they going to stop u and call the company and ask to see the list of drivers ? also

dem police dumb as fack yesh

Some actually do for reference...
Again some companies have open policies ie once you over 25 you can drive their vehicles, premiums are usually higher
Then the closed in which only named drivers can use vehicle/ insured

[10-01]

It depends on d police officer in d roadblock sad but true.....I got a ticket for driving with insurance on my father name. And they made me come out d car and I had to call me father to come for the car or leave it at the station. According to the law it is illegal if the insurance is not in your name.

madness these police in Trinidad need to go back to skool

so if u drive a company owned vehicle .... say "bobs contracting ltd" , they going to stop u and call the company and ask to see the list of drivers ? also

dem police dumb as fack yesh

Some actually do for reference...
Again some companies have open policies ie once you over 25 you can drive their vehicles, premiums are usually higher
Then the closed in which only named drivers can use vehicle/ insured

i dont think our police so smart ... had one ask me y haven't i gotten the new permit yet , i said my old one has not expired , he watch thinking what to say

[annandtotheworld]

I was driving a while not covered because under the age of 25. Police stop me and never even asked me who name it under they just check the expiry date and was like yea go ahead. And my experience with one insurance was the worst. Never insure with presidential insurance. It's crap.

[Aaron 2NR]

A few times I was asked the relationship on the insurance on my vehicles, company vehicles...

[shivan.dabideen]

Correct.
I'm a named driver on my dad policy. I'm 18 years. I did defensive driving from colfire. Insurance came up just about 200$ more than usual with my name.

No problems because my name is actually on the insurance.

I still use my dad name on all my insurance because the fact it lowers my insurance.

so if the vehicle is fully comprehensive and i was to add my name what would be the cost and benefits

[rollingstock]

they can drive the car , if any accidents happen the insurance would not cover the claim ...

They can't drive the car because legally they aren't insured. Hence they are illegally driving to begin with.

pal they are allowed to drive the car , if or when a accident takes place , the said owner has to pay an excess for the young driver b4 the claim is made .... been tru this already ....

This post could give the guy who giving away chicken manure a run for the quantity of chit being offered.

[uncle sam]

Correct.
I'm a named driver on my dad policy. I'm 18 years. I did defensive driving from colfire. Insurance came up just about 200$ more than usual with my name.

No problems because my name is actually on the insurance.

I still use my dad name on all my insurance because the fact it lowers my insurance.

so if the vehicle is fully comprehensive and i was to add my name what would be the cost and benefits

well for starters you would actually be insured lol... The cost would depend on the insurance company

[Ted_v2]

lets say you were to add your name, it would roughly go up by 15-20% Roughly eh, im not no insurance agent.

[uncle sam]

they can drive the car , if any accidents happen the insurance would not cover the claim ...

They can't drive the car because legally they aren't insured. Hence they are illegally driving to begin with.

pal they are allowed to drive the car , if or when a accident takes place , the said owner has to pay an excess for the young driver b4 the claim is made .... been tru this already ....

hahaaha what the actual fcuk .... bro just stop