LF Sagicor Insurance Agent

Strugglerzinc · Postby **Strugglerzinc** » November 3rd, 2014, 6:53 pm

Preferably a new agent who is building clients. Looking for Medical insurance. I am located in Central.

I have dealt with several "top" agents and still waiting on their quotes.

If you, friend or family are a Sagicor agent PM me, thanks.

Premchand1976 · Postby **Premchand1976** » November 4th, 2014, 7:28 am

check your pm

Strugglerzinc · Postby **Strugglerzinc** » September 16th, 2015, 11:38 am

LF Sagicor agent

daas · Postby **daas** » September 16th, 2015, 11:41 am

Almost a year later and still looking for one??? Go Guardian Group

Strugglerzinc · Postby **Strugglerzinc** » September 16th, 2015, 11:48 am

Updated this post today. Original was for a Guardian agent which i found a year ago.

Premchand1976 · Postby **Premchand1976** » September 16th, 2015, 3:11 pm

If it's medical u looking for then Guardian has the best plan / benefits presently. Our Network Provider list is more than 3 times that of Sagicor's.

Just saying.

Strugglerzinc · Postby **Strugglerzinc** » September 16th, 2015, 6:32 pm

I agree, however with a 25% increase in rates, it makes sense to look for something different.

Guardian's provider network is not without issues as most doctors/institutions immediately hike their rate when presented with the card which negates any real benefits.

Premchand1976 · Postby **Premchand1976** » September 16th, 2015, 7:24 pm

Every single plan has flaws.....trust me, as an agent I too have felt the hot end of the rod when it came to covering the obstetrician fee I got a surprise that I wasn't fully prepared for.

The things you look for would be the schedule of benefits, the limits per ailment / benefit, the reasonable and customary charges for surgery ( this is most important I. M.o. ), dental and vision limits and waiting period etc etc. We have compared them all, we offer the best in the market.

All companies can increase your premiums annually. This has been our company's first increase in 8 years over the entire portfolio.