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Credit union membership?

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speedist
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Credit union membership?

Postby speedist » April 30th, 2013, 8:59 pm

How long does it usually take for a credit union e.g. Rhand, to process an application for membership? What process is used? Needed info as I want to join one soon....

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stev
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Re: Credit union membership?

Postby stev » April 30th, 2013, 9:07 pm

isnt it instantly? fill out forms, go with some money and open an account.

add money as u see fit.

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hustla_ambition101
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Re: Credit union membership?

Postby hustla_ambition101 » April 30th, 2013, 9:09 pm

Call around and ask, some don't just allow people to walk off the street and join

kadijahveronica
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Re: Credit union membership?

Postby kadijahveronica » April 30th, 2013, 9:11 pm

join eastern they help you out alot make sure and at least save in the account though and after about 4-6 months u can apply for a loan with only 1% interest and about 4-5 yrs to pay back u cah go wrong

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EL JEFE
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Re: Credit union membership?

Postby EL JEFE » April 30th, 2013, 9:15 pm

Check Venture credit union.

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stev
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Re: Credit union membership?

Postby stev » April 30th, 2013, 9:18 pm

yeh eastern cu rel dred....they give u an ATM card as well. lol


OP my aunt working RHAND.....i just asked her (u owe me a beer)

basically u fill out the form, attach a copy of a utility bill and a passport photo along with 2 forms of ID.

they have a review committee that meets every 3 weeks to review applicants therefore, if u have ur stuff in order....u can be a member no later than a month after applying.

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Re: Credit union membership?

Postby BOOMboom » April 30th, 2013, 9:18 pm

1% interest on reducing balance u mean

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1UZFE
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Re: Credit union membership?

Postby 1UZFE » April 30th, 2013, 9:20 pm

Rhand would take abt a month or 2 for the most for the deductions to start.

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Re: Credit union membership?

Postby sharkman121 » April 30th, 2013, 9:40 pm

BOOMboom wrote:1% interest on reducing balance u mean


ent!!!

plenty ppl doh know what that sheit mean....credit unions good for small loans, prolly up to 20k. Anytime u looking to buy a car/house....DO NOT USE the credit union. that daily calculated interest on reducing balance will kill yuh.

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speedist
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Re: Credit union membership?

Postby speedist » April 30th, 2013, 10:06 pm

Thanks all, for the info. Was trying out different options to grow my money(roytrin,etc). Get fed up when I saw I getting like $12 a year interest from my normal bank. Cah even buy a roti wit dat! :?

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nemisis
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Re: Credit union membership?

Postby nemisis » April 30th, 2013, 11:13 pm

speedist wrote:Thanks all, for the info. Was trying out different options to grow my money(roytrin,etc). Get fed up when I saw I getting like $12 a year interest from my normal bank. Cah even buy a roti wit dat! :?
that's real interest one of my account has so many fees levied against it if I leave my money there it would go down

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Re: Credit union membership?

Postby ronsin1 » May 1st, 2013, 6:59 am

sharkman121 wrote:
BOOMboom wrote:1% interest on reducing balance u mean


ent!!!

plenty ppl doh know what that sheit mean....credit unions good for small loans, prolly up to 20k. Anytime u looking to buy a car/house....DO NOT USE the credit union. that daily calculated interest on reducing balance will kill yuh.



Got screwed with my house mortgage with taking the load with a certain credit union in Marabella
When I went to pay it off early I got one set are run around from them before it was paid out

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nemisis
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Re: Credit union membership?

Postby nemisis » May 1st, 2013, 8:41 am

Share some details nah?

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speedist
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Re: Credit union membership?

Postby speedist » May 1st, 2013, 9:51 am

[/quote]that's real interest one of my account has so many fees levied against it if I leave my money there it would go down[/quote]

Had experience that once, money eh start to grow yet and dey taking out $20 service charge. Ah understand they have to make money but oh gorm!

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nemisis
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Re: Credit union membership?

Postby nemisis » May 1st, 2013, 5:04 pm

^^^ ent

BOOMboom
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Re: Credit union membership?

Postby BOOMboom » May 1st, 2013, 11:53 pm

that backs name MUSt be starting with R! some of their service charges for a simple savings account is pure criminal

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speedist
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Re: Credit union membership?

Postby speedist » May 2nd, 2013, 1:11 am

Have to be a R bank, better to start a savings account in my mattress yes.

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Rooki3
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Re: Credit union membership?

Postby Rooki3 » May 2nd, 2013, 5:44 am

sharkman121 wrote:
BOOMboom wrote:1% interest on reducing balance u mean


ent!!!

plenty ppl doh know what that sheit mean....credit unions good for small loans, prolly up to 20k. Anytime u looking to buy a car/house....DO NOT USE the credit union. that daily calculated interest on reducing balance will kill yuh.


x50

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Virus
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Re: Credit union membership?

Postby Virus » May 2nd, 2013, 6:01 am

EL JEFE wrote:Check Venture credit union.





X2

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<=xjemler=>
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Re: Credit union membership?

Postby <=xjemler=> » May 11th, 2013, 4:55 pm

Rhand charges you $150 application fee which is crazy I think

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Re: Credit union membership?

Postby Gx7 » May 11th, 2013, 10:31 pm

Virus wrote:
EL JEFE wrote:Check Venture credit union.





X2


x3

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