Increased Instances of Credit Card Fraud

Rory Phoulorie · Postby **Rory Phoulorie** » October 9th, 2016, 8:02 am

I had asked Republic Bank by email why they replaced the card readers used to open the doors to their ATMs. The CSR said that people have been using these card readers to copy data off people's cards when they swipe them to open the doors to the ATM.

neexis · Postby **neexis** » October 9th, 2016, 10:21 am

But how many people use their credit cards to open the doors at the ATM.

Charges on mine seem to be for online purchases, charity donations and some random store in Dubai

desifemlove · Postby **desifemlove** » October 9th, 2016, 3:05 pm

it depends, i don't mind they're not locked. people can always use the during the day, less chance of rob then and get the cash they need.

Chimera · Postby **Chimera** » October 9th, 2016, 5:29 pm

the annoying thing is having to wait atleast a week to get a new card

neexis · Postby **neexis** » October 9th, 2016, 7:56 pm

Phone Surgeon wrote:the annoying thing is having to wait atleast a week to get a new card

Varies with the bank.
Republic is more like 3 days.
Scotia can sometimes be 2 weeks.

What's more annoying is having to wait weeks for them to reverse the charges.

Chimera · Postby **Chimera** » October 9th, 2016, 8:17 pm

I'm with Republic

Dizzy28 · Postby **Dizzy28** » October 10th, 2016, 9:19 am

FCB Credit Card user with 3D Secure technology checking in........no fraudulent charges

neexis · Postby **neexis** » October 11th, 2016, 6:24 am

Dizzy28 wrote:FCB Credit Card user with 3D Secure technology checking in........no fraudulent charges

Does that still protect if you they get your CC number and and manually enter it on a terminal?

Dizzy28 · Postby **Dizzy28** » October 11th, 2016, 8:50 am

neexis wrote:
Dizzy28 wrote:FCB Credit Card user with 3D Secure technology checking in........no fraudulent charges

Does that still protect if you they get your CC number and and manually enter it on a terminal?

That's where chip and pin comes in. However not saying fraud still can't happen. They wouldn't be able to bake foreign purchases though.

Chimera · Postby **Chimera** » October 11th, 2016, 8:53 am

Not everywhere uses chip and pin.

Dizzy28 · Postby **Dizzy28** » October 11th, 2016, 10:23 am

Phone Surgeon wrote:Not everywhere uses chip and pin.

I've had chip and pin since Nov last year and in that time maybe less than five merchants have not had the machine to read it.

neexis · Postby **neexis** » October 11th, 2016, 10:33 am

My cards are chip/pin. Still I use them for international purchases etc. Suppliers are able to run the card normal without swiping or keying in a pin.