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High paying jobs in TT

this is how we do it.......

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Redman
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Postby Redman » February 24th, 2010, 9:22 pm

Breds,
You say you making 400k a year and you cant live a decent lifestyle??
Im not doubting the 400k

Define decent for me.-your definition.

And I tink you just depress everybody with that post :)



Later

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Rooki3
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Postby Rooki3 » February 24th, 2010, 9:29 pm

I make about TT 400K a year


I can't afford a home costing more than 1M TT



You working Guyana?

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AbstractPoetic
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Postby AbstractPoetic » February 24th, 2010, 9:30 pm

reiXmann wrote:hey AbstractPoetic :oops:


Hello, my dear. One step closer to your dreams, I hope! 8-)

ABA Trading LTD wrote:but your life sounds oh so interesting.


Not really. I'm still laying down the foundations in my own life but so far, my hard work has paid off and will continue to pay off. :D


Smokey wrote:AP with jus over 4 years experience,

I make about TT 400K a year (that is before tax and with bonus and monetary benefits) and while I can live a very comfortable lifestyle it is still not enough to have a decent lifestyle in Trini.

I can't afford a home costing more than 1M TT and tell what kind of place does 1M buy rite now? Nothing worth buying.


Smokey I guess it depends on your definition of "decent" and your responsibilities (ie children, perhaps?). It also depends on how long you have been saving towards your goal in buying your first (I assume?) property on that salary of if there are any liabilities (student loans, bank loans, car loans?).

Maybe there are things in your life you can cut back on (eating out, paying on more than one car note, spending more than you earn, etc.)? It also helps if there is a second stream of income coming into the household via a spouse/fiance, etc.

My significant other makes a considerable amount of money and yet he still lives like a pauper, bargain shops, lives on a budget and almost always saves a good chunk of his earnings where his money works for him and not against him.

As he's reminded me countless of times, "the race is not for the swiftest". 8-)

You need to budget your money, Smokey.

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d spike
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Postby d spike » February 24th, 2010, 9:33 pm

ABA Trading LTD wrote:
AbstractPoetic wrote:
Sky wrote:1st, I never said the jobs were secure. I said you can get capital to move onto better things.

It have no second nah. Since the beginning of time there were hustlers. And your opinion can't stop them.


I wonder if the majority of those hustlers live in gated communities or have maids in their gated homes?

I wonder if the majority send their children to McGill, McMaster, Queens Mary and Oxford?

I wonder if the majority have shares in major conglomerates within and outside the Caribbean or do they prefer to stuff their earnings in brassieres and under mattresses?

I wonder if all they have to show of their hard earnings is the squandering on fancy cars, bling jewelry and material possessions ?

I wonder?


Success is a mindset. Though quantifiably attainable it is often less maintainable by the mind/vision/goal that can only see so far ahead.



I wonder if you have any of those things
or you so called "significant other"


(only now read this) Are you asking AP about a stuffed brassiere, a mattress, bling jewelry or a mindset? (Kinda confused... sorry) :oops:

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Rooki3
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Postby Rooki3 » February 24th, 2010, 9:33 pm

where his money works for him and not against him.


I remembered Rich Dad Poor Dad

Nice advise AbstractPoetic, :wink:

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Damien
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Postby Damien » February 24th, 2010, 9:34 pm

400k ah year when the fack i go make that kinda money :oops:

Chimera
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Postby Chimera » February 24th, 2010, 9:35 pm

d spike wrote:
ABA Trading LTD wrote:
AbstractPoetic wrote:
Sky wrote:1st, I never said the jobs were secure. I said you can get capital to move onto better things.

It have no second nah. Since the beginning of time there were hustlers. And your opinion can't stop them.


I wonder if the majority of those hustlers live in gated communities or have maids in their gated homes?

I wonder if the majority send their children to McGill, McMaster, Queens Mary and Oxford?

I wonder if the majority have shares in major conglomerates within and outside the Caribbean or do they prefer to stuff their earnings in brassieres and under mattresses?

I wonder if all they have to show of their hard earnings is the squandering on fancy cars, bling jewelry and material possessions ?

I wonder?


Success is a mindset. Though quantifiably attainable it is often less maintainable by the mind/vision/goal that can only see so far ahead.



I wonder if you have any of those things
or you so called "significant other"


(only now read this) Are you asking AP about a stuffed brassiere, a mattress, bling jewelry or a mindset? (Kinda confused... sorry) :oops:


oh..i only noticed up to here actually



I wonder if the majority of those hustlers live in gated communities or have maids in their gated homes?

I wonder if the majority send their children to McGill, McMaster, Queens Mary and Oxford?

I wonder if the majority have shares in major conglomerates within and outside the Caribbean


now seeing the brassiere and bling part lol

directv
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Postby directv » February 24th, 2010, 9:36 pm

Care to tell us what is your occupation?

Smokey wrote:AP with jus over 4 years experience,

I make about TT 400K a year (that is before tax and with bonus and monetary benefits) and while I can live a very comfortable lifestyle it is still not enough to have a decent lifestyle in Trini.

I can't afford a home costing more than 1M TT and tell what kind of place does 1M buy rite now? Nothing worth buying.

Smokey
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Postby Smokey » February 24th, 2010, 9:39 pm

Redman, Well let me expand on what I mean, here's what I make,

Salary + Monetary Benefits - $24,000
Average Bonus ≈ $90,000 (paid once a year) (about 63k after tax)

After Tax, Pension, etc I take home ≈ $17,000

Current Car Loan is $2900

so that then amounts to ≈ 14,000

Now 14K is still a decent amount. I save 9K every month from that. I also save about 80% of my bonus. So besides my savings which after 4 years of working amounts to just under $500k.

But anyway, if I wanted to purchase a house right now I can only afford $850K from a Loan.

So basically after 4.75 years of work experience I can purchase a home of Max $1.35M....and that's if I foolishly use all of my savings for that purchase.

For someone who earns 24K a month, it certainly has not brought me much closer to buying a decent home.

Other than that, yes I do live comfortably but not anything extravagant at all.

In any case I'm sure my definition of decent is the same as yours.....after all i know persons working for less than 1/2 my salary and live more extravagantly than myself.

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Postby gunsmoke » February 24th, 2010, 9:40 pm

homo

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Rooki3
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Postby Rooki3 » February 24th, 2010, 9:40 pm

if I wanted to purchase a house right now I can only afford $850K from a Loan.


Check the crossings

gunsmoke
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Postby gunsmoke » February 24th, 2010, 9:41 pm

way, d phoq, the man whole life on tuner

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Rooki3
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Postby Rooki3 » February 24th, 2010, 9:43 pm

Smokey, I must say you are very brave for posting yur earning here






May god be with you, when the men knock @ your door later

Chimera
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Postby Chimera » February 24th, 2010, 9:43 pm

^^ 1.35 mil can get you an unfinished mansion (would cost 100k-150k to finish it) in cunupia...the owner had to leave the country in a hurry....drug deal gone sour...

House was built with his cash, so no building approval, so it has to be bought with cash.

really nice house....drug runner must have been a interior designer in his spare time :lol:

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Rooki3
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Postby Rooki3 » February 24th, 2010, 9:45 pm

who in there right mind would live in a house like that :roll:

Smokey
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Postby Smokey » February 24th, 2010, 9:46 pm

Rooki3 wrote:Smokey, I must say you are very brave for posting yur earning here






May god be with you, when the men knock @ your door later


Me nuh worried...no body here know me (at least not on this profile :D )

Chimera
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Postby Chimera » February 24th, 2010, 9:46 pm

Rooki3 wrote:who in there right mind would live in a house like that :roll:


anyone who doesn't know the history

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Rooki3
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Postby Rooki3 » February 24th, 2010, 9:47 pm


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Rooki3
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Postby Rooki3 » February 24th, 2010, 9:50 pm

anyone who doesn't know the history


:lol: :lol: :lol:

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Terran
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Postby Terran » February 24th, 2010, 9:51 pm

Smokey wrote:Redman, Well let me expand on what I mean, here's what I make,

Salary + Monetary Benefits - $24,000
Average Bonus ≈ $90,000 (paid once a year) (about 63k after tax)

After Tax, Pension, etc I take home ≈ $17,000

Current Car Loan is $2900

so that then amounts to ≈ 14,000

Now 14K is still a decent amount. I save 9K every month from that. I also save about 80% of my bonus. So besides my savings which after 4 years of working amounts to just under $500k.

But anyway, if I wanted to purchase a house right now I can only afford $850K from a Loan.

So basically after 4.75 years of work experience I can purchase a home of Max $1.35M....and that's if I foolishly use all of my savings for that purchase.

For someone who earns 24K a month, it certainly has not brought me much closer to buying a decent home.

Other than that, yes I do live comfortably but not anything extravagant at all.

In any case I'm sure my definition of decent is the same as yours.....after all i know persons working for less than 1/2 my salary and live more extravagantly than myself.


That's not bad at all. Have you explored the option to build your own home? Might cost you less without too much impact on your ability to save.

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geodude
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Postby geodude » February 24th, 2010, 9:51 pm

smokey does real sive boi, i need to start somthing like that , i does spend at least 15 k a month, and catching meh arse to save a grad per month, 4 years and the man save 500k, 3 years and i have like 20 k, i hope

directv
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Postby directv » February 24th, 2010, 9:52 pm

Smokey wrote:Me nuh worried...no body here know me (at least not on this profile :D )


Don't be so sure... ever hear the saying better be safe than sorry...

So what is it that you do?

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liquidmetal
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Postby liquidmetal » February 24th, 2010, 9:59 pm

smokey ... mentor me nuh...i serious :|
what do u do?

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d spike
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Postby d spike » February 24th, 2010, 10:15 pm

d spike wrote:Yuh boy could try he hand in agriculture...
it have dat kinda money dey...
Image

Nobody taking on mih shugges... suggush... sheggeshting... mih opinion. Steeeeuuuuppps...

Leh mih quote a pusson ah did read what dey did write...



I never stated you NEED a degree and suit to make money, but they certainly are valuable given today's job market even if to help better advance/market your name/company/niche.
Now what is ah degree? When yuh get yuh degree, dey does give yuh ah scroll. Ah scroll is ah rolled up piece of paper! I has dat. I has plenty. Does sell dem too, if yuh want... mus' roll it, in order to keep de blessed 'erb inside. Ah has plenty suit too, ask any young gyul who does pass whey ah does be. Is suit fuh so, an' always ah little "Family... is so yuh does pass people straight?"
So, degree an' suit in place. Readin' on...

Anyone knows that a law degree, business degree, medical degree or whatever the professional degree is only part of achieving that success.

Have all dis... Dat roll-up paper does have mih in court often, so ah know 'bout law degree. Selling it is serious business, so each one is ah business degree. Everybody know de medical properties of de 'erb, so medical degree in place. Professional? Boy, is no amateur here, yuh know.

It lays the foundation and opens doors that may not be all that accessible to those without it.
Dis real true. I just give some fellahs some ah dem degree to light up, and dey cast my entire floor and foundation fuh meh, jus' so. Righteous talk. Ah done line up dem same fellahs to finish de roof with some more spliff, too. An' doh talk 'bout suit, eh. Once I suit dis oldish lady, and follow she home, helping tants with a bag she was fightin' up with. Man, I pass an' call later, if yuh see how fas' dem door open! An' tants had ah real sweet hand, eh...

It provides social networking opportunities and settings with partners, VPs, CEOs, CFOs
Well, I eh know 'bout dem fellahs, but ah do real business with MCs, SOBs, and FAHs.

and other big names in your specified industry that you would not have met or entertain discussion with if not part of that fold.
Real big names, dat is true talk.

It is often in the halls and classrooms of the selective higher learning institutes where business partnerships are made and names/business contacts are exchanged that does matter 5, 10 or 15 years down the line during the course of your career.
True, dat. De contact I make in St. Michael's and YTC real help mih out.

To be provided with such opportunity is invaluable and makes the path to success, whatever one's individual definition of such, that much easier.
Preach it, reverend.

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AllTrac
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Postby AllTrac » February 24th, 2010, 10:30 pm

AP yuh go mine meh? :oops:

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Sky
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Postby Sky » February 24th, 2010, 10:31 pm

AbstractPoetic wrote:
Sky wrote:1st, I never said the jobs were secure. I said you can get capital to move onto better things.

It have no second nah. Since the beginning of time there were hustlers. And your opinion can't stop them.


I wonder if the majority of those hustlers live in gated communities or have maids in their gated homes?

I wonder if the majority send their children to McGill, McMaster, Queens Mary and Oxford?

I wonder if the majority have shares in major conglomerates within and outside the Caribbean or do they prefer to stuff their earnings in brassieres and under mattresses?

I wonder if all they have to show of their hard earnings is the squandering on fancy cars, bling jewelry and material possessions ?

I wonder?


Success is a mindset. Though quantifiably attainable it is often less maintainable by the mind/vision/goal that can only see so far ahead.


So what is this now? A generalization?
Please speak about what you know. If you don't know anyone (and evidently you don't) that took this route and made it to that status, then don't judge. Living that kind of life doesn't mean you won't put the money in a bank :?
It doesn't mean they won't give their kids a good education :?
I know someone who just came back from Canada with a Bach in earth science, and their father drives a maxi.
Your colours are showing. Hide them.

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sharkman121
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Postby sharkman121 » February 24th, 2010, 10:40 pm

Rooki3 wrote: Rich Dad Poor Dad


Bessss book...

Well audio tape actually.

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tr1ad
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Postby tr1ad » February 25th, 2010, 12:23 am

ah fine it have certain men in this thread that does rate up themselves

gunsmoke
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Postby gunsmoke » February 25th, 2010, 1:22 am

real tuners, woking for $400k+, have real cars, and phoqing real bess oman, wdmc

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Conrad
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Postby Conrad » February 25th, 2010, 6:29 am

blizZard wrote:
Conrad wrote:
blizZard wrote:i kno ppl working in the bank...who have more yrs experience together with acca and an mba....making around 9k - 12k


You know the wrong people :lol:


Yup i really feel so!

i kno ppl who just have cxc and working for 15k up too...


8-)

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