Postby DTAC » October 31st, 2014, 10:59 pm
Banks give unsecured loans to qualified customers. That's what "lending criteria apply" means. Anyone who can't even go to Island Finance or Brimont don't have a hope in hell of getting through with a bank.
At the very least your DSR needs to be on point before even they consider giving out an unsecured loan.
Banks, Credit Union, Island Finance et al, money lender, salt. In that order.