SS_CONCEPTS wrote:All insurance good until is time for dem 2 pay u
This is true inmost cases with the " smaller " companies.
The bigger ones, are more reputable and fair from my experiences :
# 1 Guardian General
# 2 TATIL
# 3 Sagicor
then....all d rest ah dem
Those who have 11 and 14 yrs without problems, probably never had a claim and im glad for you
I have had experiences with some of my clients ( Guardian General ) where they got in accidents with vehicles from other insurance companies and 1 year and more we took to recover monies paid....small cases had to go to court and stuff
Secondly, their premiums may be lower, but their excesses can be higher....GTM excess was 10% for insured and spouse.....lol
Thirdly, the limits of liability for passengers for injury ad death may be lower with the smaller companies ( they are significantly lower ). You guys know how this works right ?
Finally, nowadays everyone lookin to save money and sometimes can compromise service and quality in the process.......look at industry ratings, service, benefits, excesses etc etc and not just a cheap premium before deciding.
My humble opinion......
