Which Credit Card Would give you best returns/points

Postby **~VēġÃ³~** » April 10th, 2013, 4:38 pm

^dais what I have...aero platinum visa....

but lawd with 25% interest...raping you and your money if not managed properly....

and miles? lol...the amt of money paid in interest you could buy a whole fkn plane and go anywhere

Postby **r3iXmann** » April 10th, 2013, 4:52 pm

FCB Vacation lifestyle mastercard 8-)

sharkman121 · Postby **sharkman121** » April 10th, 2013, 5:10 pm

Regular scotia credit card

air wick · Postby **air wick** » April 10th, 2013, 5:32 pm

Caribbean Airlines MasterCard by RBC I can say this beacuse i had the AA card from RBL and one from Scotia Bank but RBC beat them... I got my RBC card in Oct. 2012 and I almost have a free one way ticket to a caribbean country which is 7500 miles.

tarzan · Postby **tarzan** » April 10th, 2013, 6:17 pm

rbc recently phased off the Mastercard FF and now offers the VISA FF, basically the same features and rewards just diff cc company, when looking at credit cards dont just look at the rewards and benefits those actually cost you in the long run, look at the customer service offered with the card and also the hidden fees and charges, RBC has interest and late payment fees lowest compared to any other financial institution also 24hr support and also the lowest annual fees on all visa and mastercards,

Gem_in_i · Postby **Gem_in_i** » April 10th, 2013, 6:20 pm

Yrs ago I had the bwee card with Royal. I never earned any free flight or upgrade. I switch to their card to get dividends and I get a cheque every month. I should have been better advised in which card to choose in first sign-up as I was my first cc.

JoKeR1980 · Postby **JoKeR1980** » April 10th, 2013, 6:22 pm

a plastic one

Slartibartfast · Postby **Slartibartfast** » April 10th, 2013, 7:00 pm

Travis wrote:Caribbean Airlines MasterCard by RBC I can say this beacuse i had the AA card from RBL and one from Scotia Bank but RBC beat them... I got my RBC card in Oct. 2012 and I almost have a free one way ticket to a caribbean country which is 7500 miles.
miles.JPG

Yeah I was thinking either one between the RBC and RBL. But the RBC one is Caribbean Airlines. Can you still go to the states and/or Europe with that. I know you could do that with the AA card from RBL.

Rooki3 · Postby **Rooki3** » April 10th, 2013, 7:10 pm

t&t food card

stikid09 · Postby **stikid09** » April 10th, 2013, 7:17 pm

Rooki3 wrote:t&t food card

air wick · Postby **air wick** » April 10th, 2013, 7:47 pm

Slartibartfast wrote:
Travis wrote:Caribbean Airlines MasterCard by RBC I can say this beacuse i had the AA card from RBL and one from Scotia Bank but RBC beat them... I got my RBC card in Oct. 2012 and I almost have a free one way ticket to a caribbean country which is 7500 miles.
miles.JPG

Yeah I was thinking either one between the RBC and RBL. But the RBC one is Caribbean Airlines. Can you still go to the states and/or Europe with that. I know you could do that with the AA card from RBL.

You can redeem for any route that Caribbean airlines fly.

pugboy · Postby **pugboy** » April 10th, 2013, 8:00 pm

Scotia gold, I prefer to get back cash

One should never run their card into paying interest

Slartibartfast · Postby **Slartibartfast** » April 10th, 2013, 8:10 pm

pugboy wrote:One should never run their card into paying interest

Truer words have never been spoken. The idea is to have control over it using internet banking so I could repay it as I reach home one time

Postby **Team2lo2flo** » April 10th, 2013, 10:14 pm

Slartibartfast wrote:
pugboy wrote:One should never run their card into paying interest

Truer words have never been spoken. The idea is to have control over it using internet banking so I could repay it as I reach home one time

^^

This.. :lol:

Rooki3 · Postby **Rooki3** » April 10th, 2013, 10:35 pm

easier said than done

Postby **~VēġÃ³~** » April 11th, 2013, 3:18 pm

^^true, that is always the plan.....some plans don't always work out....

TriniAutoMart · Postby **TriniAutoMart** » April 11th, 2013, 4:13 pm

Travis wrote:Caribbean Airlines MasterCard by RBC I can say this beacuse i had the AA card from RBL and one from Scotia Bank but RBC beat them... I got my RBC card in Oct. 2012 and I almost have a free one way ticket to a caribbean country which is 7500 miles.

Which one did you have from Scotia?
And does the RBC have any blackout periods wrt to flights?

air wick · Postby **air wick** » April 11th, 2013, 7:23 pm

the Aero from Scotia, the interest was too high! I really don't think there are any blackout dates with RBC card, but not too sure.

goalpost · Postby **goalpost** » August 13th, 2019, 9:44 pm

So in 2019, what is the best CC to have for redeeming for travel?

jl6106 · Postby **jl6106** » August 13th, 2019, 10:02 pm

Scotia aero platinum visa. Points for days

Postby **Duane 3NE 2NR** » August 13th, 2019, 10:03 pm

jl6106 wrote:Scotia aero platinum visa. Points for days

Ditto

definitely the best card for earning travel points.

TheBoostLord · Postby **TheBoostLord** » August 13th, 2019, 10:48 pm

i love my scotia gold card for cashback returns. i have $1800 in returns so far for the year

The_Honourable · Postby **The_Honourable** » August 13th, 2019, 11:38 pm

Duane 3NE 2NR wrote:
jl6106 wrote:Scotia aero platinum visa. Points for days

Ditto

definitely the best card for earning travel points.

Me three. Aero is a good CC to have.

NR8 · Postby **NR8** » August 14th, 2019, 8:58 pm

Guys, how long does it usually take for transactions on your Aero Platinum card to show up on Scotia online banking? Recently signed up and it's sometimes 3-5 days for local transactions to show up for me. That normal?

snatman · Postby **snatman** » August 16th, 2019, 1:17 pm

Pricesmart members could look at the RBL/pricesmart card - 4% cashback at pricesmart and 1% everywhere else. Seems like a good deal on the surface

Postby **Duane 3NE 2NR** » August 16th, 2019, 1:24 pm

snatman wrote:Pricesmart members could look at the RBL/pricesmart card - 4% cashback at pricesmart and 1% everywhere else. Seems like a good deal on the surface

Scotiabank MasterCard Gold gives 4% cash back at grocery stores & gas stations, 2% at pharmacies and 1% everywhere else.. You get the cash back in November of each year.
https://tt.scotiabank.com/personal/cred ... rcard.html

originalbling · Postby **originalbling** » August 16th, 2019, 1:28 pm

NR8 wrote:Guys, how long does it usually take for transactions on your Aero Platinum card to show up on Scotia online banking? Recently signed up and it's sometimes 3-5 days for local transactions to show up for me. That normal?

I stand corrected but i think its when the merchant posts the transaction then it would show up. Online banking for credit cards update every night so if it didnt meet the cut off time it would update the next time. For debit cards or ATM transactions it shows up same day.

Same thing with RBC

A172 · Postby **A172** » August 16th, 2019, 6:59 pm

NR8 wrote:Guys, how long does it usually take for transactions on your Aero Platinum card to show up on Scotia online banking? Recently signed up and it's sometimes 3-5 days for local transactions to show up for me. That normal?

yh that normal

have 2 aero cards from scotia and racked up 200k points over the last year & a half and started using them last month

only 20k pts round trip to the US & 70k to Europe

don't know of anything else that could compete with that

The_Honourable · Postby **The_Honourable** » August 16th, 2019, 9:39 pm

NR8 wrote:Guys, how long does it usually take for transactions on your Aero Platinum card to show up on Scotia online banking? Recently signed up and it's sometimes 3-5 days for local transactions to show up for me. That normal?

Should update every 2 days or so. Last update will be a Friday evening and the next update will be Monday morning.

When you put money on the card, it's instant shown on the green meter.